Do I Qualify for SSDI Benefits?
If you worked at a job, you paid into Social Security as part of your taxes. This system is set up to guard against unfortunate, life-altering events that end your ability to do your job before you can get Social Security retirement benefits.
Social Security Disability Insurance, or SSDI, is based on how long you worked, how much you made, and how much you paid into the system.
- Top earners in 2024 could receive $3,822 a month, but few people received that top amount. Average payments for single people were closer to $1,500 a month.
- If you were a worker receiving disability benefits with a spouse or children who also got benefits based on your work record, your family could average around $2,720 a month.
Figuring out just how much relief through SSDI you qualify for requires plugging your individual details into a formula.
In addition to monthly income support, qualifying for SSDI also makes you eligible for Medicare health coverage—even though you haven’t reached the usual retirement age for Medicare.
But before you get anything, you have to prove your case to Social Security. And it denies up to 80 percent of initial applications.
Let the Silver & Archibald disability attorneys look at your case. Our evaluation costs you nothing. In fact, you don’t pay an attorney fee until we win your case.
Do I Qualify for SSI Benefits?
Supplemental Security Income is for people whose medical impairments have kept them out of a job for a long time or never allowed them to work.
Because it’s not based on your work history, SSI sets monthly limits for everyone. It’s not individually calculated based on your past income like SSDI.
But for SSI, you must have few financial resources available to you. That includes savings, investments, pensions, property beyond your home and one car, other kinds of government assistance, and income of your spouse.
For every $2 in resources they figure you have, Social Security will deduct $1 from your monthly SSI benefits. But if you received the maximum amounts, as of 2024 you could get:
- $943 a month for an individual
- $1,415 for a qualified couple
And with SSI, you qualify for health care through Medicaid (the health program for low-income people, not older people or workers with disabilities like Medicare.)
There’s no need to figure all of this out on your own. A skilled disability lawyer not only can increase your chances of winning benefits, they can give you peace of mind to make it through the complicated process of applying for benefits or appealing a denial.
Silver & Archibald knows Social Security Disability, and we believe deeply in helping everyday people get to a better place in life.
Get to Know Silver & Archibald Disability Attorneys
Legal cases involving your health struggles are highly personal matters. When you’re looking for help, you want someone who treats you with the personal care, respect, and dignity this moment requires.
Answers to Common Questions About Social Security Disability
Social Security Disability is a huge program with a vast set of rules. As a resource for you as you sort out your disability claim, the disability lawyers at Silver & Archibald have prepared answers to some of the most common questions people have.
This is an advertisement for an insurance product. Insurance products are not NCUA/NCUSIF or otherwise federally insured and are not guarantees or obligations of the law firm. Effective (DATE), Silver & Archibald Law Firm will have a licensed insurance agent to provide assistance with Medicare products. The law firm is collaborating with The Centers for Medicare & Medicaid Services to make insurance products and services available to law firm clients. All law firm products and services are subject to change without notice. Client Eligibility Required. Not connected with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area (currently servicing law firm clients who are residents of Georgia and already have Medicare Parts A and B). Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.
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